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Digital Death Online and Digitial Estate Planning

Digital Death and Estate Planning

What Happens Online When You Die?

While it’s a scary thought, the thought usually passes quickly, possibly accompanied with a new status update and a quick image change. However, there are a lot of people who have given the issue of digital death a lot more thought.  This is particularly true given today’s new and innovative funeral and memorial services technology options.

Leading technologists around the world are grappling with the possibilities of what will happen to our online selves when we die. Currently there are no uniform policies across social media and online profiling sites regarding what happens when one of their users dies. As a result this raises questions about:

Privacy. Do you want anyone else accessing your Facebook or Twitter profiles and going through your emails after you’ve died? What about digital assets which are jointly held?

Access. Are you leaving behind the login details and passwords needed for a friend or family member to deactivate your accounts? Should the sites themselves automatically grant access to a deceased profile if a family member wants to close the account?

Legacy. Do you want your online self to remain ‘live’ as a legacy? Do you want friends and family to continue posting in your name? How do you want to preserve your digital estate planning online interactions, and how will that data stay relevant as file formats and technology change and develop?

Digital Death Day

While there may not be a holistic approach to what happens online when you die, there are a number of unique initiatives raising awareness and trialling new ideas and systems to make digital death easier to manage. For example, when the Digital Death Day conferences were held in North America in May 2011 this was the third time that attorneys, entrepreneurs, funeral directors, estate planners, researchers, archivists and leading thinkers gathered to have the conversation about the issues of family, privacy, digital property rights and the archiving and curating of data for anthropologists and future generations.

Digital Death Day calls itself an ‘unconference’ where all of the attendees work closely together to explore options for dealing with online profiles after death. Everyone is able to contribute and the first morning is spent creating a multi-track agenda from the feedback of all attendees, which makes for vibrant and relevant content. Digital Death Day explores the fact that while death is a part of life, what does that mean when most people’s end of life planning become largely digital?

Digital Death Resources

The conversation about what happens online when you die is of course taking place online too with blogs such as Death and Digital Legacy http://www.deathanddigitallegacy.com which covers topics such as how to download data from a deceased Facebook profile, how to make sure your online storage of posts, photos and files are really preserved electronically and whether you’d want your family to notify your friends of your death using your own Facebook profile.

John Romano and Evan Carroll have even written a book called Your Digital Afterlife http://www.yourdigitalafterlife.com which compares the legacy of photo albums, diaries and video tapes left behind by our grandparents, to the plethora of thoughts, feelings, images and memories we leave behind online. Your Digital Afterlife also discusses the issues surrounding passwords and who really owns your online content, as well as how that content can be preserved as file formats change.

Adam Ostrow takes the preservation of our online selves a step further in his speech at a TED conference http://www.thedigitalbeyond.com/2011/08/digital-legacy-presented-at-ted-global-2011.  Ostrow’s speech titled After Your Final Status Update asks whether we could, or should, be putting our online profiles in the hands of evolving technology in order to live on – there are already programs which can predict your next tweet based on your past posts, so why not upload the collective of your online interactions into a robot, or project your personality as a hologram to go on interacting with your family and friends after you die?

Digital Death Used to Save Lives

The conversation around digital death is also being used to stop unnecessary deaths from HIV and AIDS in Africa and India. The Digital Death Campaign to Keep a Child Alive began on World AIDS Day, 1 December, with the world’s most followed celebrities sacrificing their digital selves. This means that the celebrities’ Facebook and Twitter profiles go silent until a donation of $1,000,000 is reached to bring their online selves back to life. Plus, you can sacrifice your own digital life and encourage your friends and family to donate to the Keep a Child Alive campaign, and bring you back to life online.

Three Facebook Users Die Every Minute

At this rate that means that there will be 1.78 million Facebook accounts in limbo in 2011 because those users hadn’t prepared for their digital death. That’s the equivalent of the population of Western Australia, and as users and status updates continue to grow exponentially, how many deceased pages will there be in 10 years, how will Facebook and the probably non-tech savvy families of these people manage this amount of digital content?

In 2011 there are over 500 million people on Facebook and that number is expected to double by the end of the year to 1 billion users. As you think about those numbers, consider the fact that around 1 billion pieces of information are shared on Facebook every day. That is a staggering amount of information that we all felt compelled to share, so if it was important enough to post, isn’t it important enough to preserve?

However, despite digital content growing so rapidly, there are no plans for a way to manage, archive and remove our digital content when we die. For example, if you die and your friends or family want to close down your Facebook account they have to fill out a form and provide a link to your obituary search. If a copy of a key vital statistics such as a Death Certificate is sent to MySpace or eBay the account will be closed however, closing one of the 20 million eHarmony accounts can only be done by using a Last Will, Living Trust, and power of attorney who even then can’t gain access to the account.

There are 100 million tweets being posted each day from the 175 million users, and Twitter will allow a family member to save a copy of your tweets if you die, but no one else will be given access to your account.

Leave a Digital Legacy?  Or Have Your Digital Self Euthanized?

While you are alive you have absolute control over your online profiles and this is one of the main attractions of the medium – the fact that you can share your thoughts, your feelings, your questions and your experiences freely, with whomever you choose. As a result you are creating a rich database of yourself and your life experiences and isn’t that exactly why we put photos in photo albums, create a video tribute, keep diaries, have children and grow businesses – so we can leave something behind to be remembered by? So would you want to live on through your online self or would you rather leave the physical and the digital plane all together?

Digital Privacy

While most social media and online accounts have a policy to dictate what happens to your account when you die, there is still an overarching policy to protect your privacy when you are gone. For example, do you want your parents reading your Facebook status updates or do you want your partner reading through your private emails? Take a second to think about the contents of your inbox or the photos on your Facebook page – what digital dirty laundry would you be leaving behind if you died? However, it’s not only your own privacy that you should be protecting when you die, consider what would happen to the private messages stored in your Facebook or Twitter accounts, or emails which contain private information about friends, family, clients or colleagues. When you die, once private information is no longer bound by the terms and conditions of your friendship, but by the terms and conditions of your email provider or social network.

The various deceased policies of social media sites you may use include:

Twitter. Family and friends can notify Twitter of your death and your account will be removed. Family members can also save a backup of all of your public tweets. Twitter simply needs the name and contact details of the family or friend deactivating the deceased account and their relationship to the deceased, the username of the deceased Twitter account or a link to the profile page, and a link to a public obituary or news article. Twitter has the specific privacy@twitter.com email address for this process.

Facebook. Facebook has a feature where you can download all of your photos, videos, wall posts, notes, messages, events and friends which can be great for your records, as well as help your family manage your account after your death. Your family will need to know your username and password to access your account and archive the information and deactivate your account. However, even when a Facebook account has been deactivated, Facebook itself retains a copy of all information and there is currently no way to permanently delete a profile. Or family or friends can also complete a form and provide a link to an obituary to confirm your death and your profile will be officially memorialized. This means you won’t show up in Facebook suggestions and status updates won’t show up in the news feeds but your profile will remain as an online memorial technology.

MySpace. If MySpace are sent proof of death they will cancel a deceased user’s account.

LinkedIn. LinkedIn will also close your account if they receive confirmation of your death.

YouTube. YouTube allows your heir or power of attorney control of your account and all of the content.

Google + and Gmail. Google will provide account information to family members at their discretion.

Yahoo and Flickr. Yahoo owns Flickr and as a result both sites have a strict digital death policy, that once they receive a copy of your death certificate they will permanently delete all of your accounts and their contents so that no one but you can access them.

Hotmail. Hotmail will send a copy of all email messages which are stored on the account and the current contacts list to help your family notify your contacts of your death. Hotmail will then close the account on request.

eBay. Your family will need to fax a copy of your death certificate to eBay to close an account and all customer details are then deleted from the eBay database. eBay may also need to call to verify the account information.

PayPal. PayPal will need to view a death certificate before closing an account, and if there is money in the account a cheque will be issued in the name of the account holder.

Match.com. Match.com will block the account of a user who has died so that it is no longer visible on the site and your power of attorney will need to contact Match.com to retrieve account information.

eHarmony.com. Your eHarmony account will remain open until a family member or power of attorney contacts the site. Even then no third party will be allowed to access your account and eHarmony will close the account.

 

Funeral and Death Estate Tax Planning

Funeral Estate Tax Planning

Estate and Inheritance Tax Questions to Ask

After Grieving the Death of a Loved One

When suffering from the grief and loss of a loved one, it can be the most painful and stressful time in our life. It’s important to surround our selves with close family or friends as a support system.

The experience is one that can seem like time is standing still because of the grief, but at same the time, it can be quite overwhelming and as if time were flying right past us. When someone we love passes away, there are so many details that need to be considered while grieving. That process in-and-of-itself can be painful. Funeral arrangements, memorial services, obtaining death certificates, and legal matters are all part of the details involved in losing a loved one.

Things like inheritance and estate tax issues don’t need to be addressed immediately. Focusing on our friends and family are obviously more important. But eventually the details will need our attention.

Helpful Considerations When Facing a Loss:

Is Life Insurance Taxable?

While life insurance proceeds are included in the estate, they are not taxable (as income) to beneficiaries. However, you should contact the life insurance company to understand the procedure to cashing in their policy. Typically insurance companies will require a claim form and death certificate. But generally, life insurance is not taxable to inheritors. (Click to learn more about burial insurance and/or funeral insurance)

What is My Inheritance Tax Rate?

Inheritance tax will vary from state-to-state. Typically if the value of the estate that’s being inherited is high in value, your tax rate will be higher as well.

For example, tax preparers in Indianapolis, Indiana will tell you that Indiana’s inheritance tax system breaks the heirs or inheritors into three classes or groups. Systems in Pennsylvania are very different. For Indiana, each group has different rate schedules and exemptions. Here’s how this looks according to the Indiana Department of Revenue:

•  Class A – direct ancestor or descendant, stepchildren, direct descendant of a stepchild: $100,000 exemption.
•  Class B – siblings, descendants of sibling, spouse, widow or widower of your child: $500 exemption
•  Class C – anyone else excluding spouse: $100 exemption

Are Bank Accounts Taxable?

Revenue-producing assets like bank accounts and stacks are not taxable upon inheriting them. However, the income that these assets generate is taxable to the recipient.

What About Pensions and IRA’s

A person inheriting a pension or IRA is required to pay taxes on the amount received, as the decedent (person who is deceased) would have during their life. An IRA or similar fund can be rolled over tax-free into the beneficiary’s name and treat it as their own.

While things like estate and inheritance tax is, by no means, the most important item to address when we suffer the loss of a loved one, it is important to understand what is and is not taxable during these times. Estate and inheritance taxes can be burdensome and stressful, but in some cases, an inheritance is not taxable to you.

Estate lawyers are available to help guide us during times of funeral estate planning, but they can often be costly. Check with your tax preparer or attorney handling the estate as to what you need to know when sorting out inheritance and estate issues.

End of Life and Death Donation Options

Consider Funeral and Death Donations

Afterward…

Dividing and Donating Your Loved One’s Estate

A Guest Blogger Shares His Personal Story:

 

When my grandmother passed away, my mother was named as executor of her funeral estate planning and was left with a house full of memories and possessions to distribute. After she and her siblings divided those belongings that they wanted, there were still many items left. My mother didn’t feel right selling these things, so she donated everything, in order to help others in need.

Clothing and Shoes

Clothing items can be donated to second-hand stores, homeless shelters, or battered women’s shelters. There are often used clothing drives in the fall and winter, and coats, gloves/mittens, scarves and boots are especially important donations during this time.

Bedding

If these items are in good condition, homeless shelters will put them to use, especially in the winter months. Additionally, hospices can always use quality donations in order to make their patients as comfortable as possible in their final days.

Books, Videos and CDs

With budget cuts, many schools and libraries are unable to buy new materials as often as they would like, which negatively impacts their students and patrons. By donating to these establishments, you are helping your community and aiding in the education of others.

Dishes, Silverware, and Food-Related Utensils

Homeless shelters that cater to families are often divided into small apartments, complete with kitchens.  By donating to these organizations, you can help a family sit down to a home cooked meal, thus providing stability during a difficult time.

Knick-Knacks, Artwork, and the Like

These are often tricky to donate, as many are personal mementos or are considered clutter by others. Residents of nursing homes, and those suffering from a terminal illness, can often live in drab surroundings.  Therefore, items such as these can brighten their rooms and bring smiles to their faces.

Furniture

Craig’s List is a great place to find people in need of free furniture. When posting, be sure to include a photo, and request that prospective owners pick up the furniture. Be cautious when using sites such as these, though, and use common sense when allowing strangers into your home.

Used Medical Equipment

It is not uncommon to have used medical equipment left after a loved one’s death, especially in the case of a prolonged illness or severe injury. When left with a wheelchair, walker, shower chair, or other equipment, find an area hospice in need of your items. These are often nonprofit, and can always use quality donations.

The death of a loved one can be a devastating time. The last thing you want to worry about is what to do with their possessions once they are gone.

However, with a little thought and end of life planning, you can make this a relatively painless process, and one that can be handled quickly and efficiently, so you can begin to move past your tragedy and start the grief and loss and healing process.

Courtesy of Joseph Baker

Preplan Funeral Expenses

Pre Need

Preplanning for Funeral Costs and Expenses

The final expense cost of regular adult funeral including basic items, can be significant. To give you a quick overview of the funeral costs, we’ve developed a quick chart.  Keep in mind, these basic items do not include cemetery costs, cemetery monuments, or grave marker costs – nor any other miscellaneous charges such as for funeral flowers or obituaries.

$1,595             Non-declinable basic services fee

$  233              Removal/transfer of remains to funeral home

$  550              Embalming

$  203              Other preparation of the body

$  406              Use of facilities/staff for viewing

$  463              Use of facilities/staff for funeral ceremony

$  251              Use of a hearse

$  120              Use of a service car/van

$  119              Basic memorial printed package

$2,255             Metal Casket

$1,128             Vault

Total Cost  $7,323

For  more information about specific Final Expense Costs or strategies to Prepay Funeral Expenses and End of Life Planning, you’ll find a wealth of information throughout our website, FuneralResources.com.

 

Grief and Bereavement Help After a Death

Grief and Loss

Grief Help From a Family

An inexpensive, yet valuable offering to help a family while they are grieving is the ability to truly listen. You might say, “I know that!”  Listening can actually be harder to do than it sounds. We are living in a society today where we are conditioned to the 10-second sound bite. We focus for a moment, then turn our attention elsewhere.

People who have experienced a loss often say that no one will listen to them. They do not feel heard. Quickly they learn to say “I’m fine” because “I’m fine” doesn’t make the listener uncomfortable. Grieving people want to tell their story. They need to be heard, they need grief support.

How does one become an effective listener?

Silence: Be okay with silence. Don’t be in a rush to fill in the empty spaces while people are giving you their story. Just be patient and listen.

Wait: It is often tempting when people are struggling to assimilate new information to give too much advice too quickly. Allow some space between advice/information giving to provide the family member a chance to voice their desires and needs.

Focus on the individual: In today’s world we are constantly being bombarded with stimulation that can result in overload. You might have to consciously remind yourself to put down the pen, fold your hands on your lap, use direct eye contact and relax.

Use key words: Let the family member know they are heard by saying, “I hear you”, or “What I hear you saying is…”, or “How hard it must be…” or even ask them, “Do you feel like you have been heard?”

Body language: A grieving person may not be aware consciously of your body language but it is conveyed nonetheless. Sitting with your arms crossed, leaning far back in your chair, or having your desk or a large table between you and the family member could convey the message that there is distance between you. That can be interpreted that you are not being an effective listener.

Perception: Since the bereavement are extra sensitive they often can tell if you are actively engaged in listening to them or if you are just being “nice” and trying to get them out the door.  Perhaps many times in your career when dealing with grieving families you have had to check your frame of mind to see if you are in a receiving mode or just trying to be polite. Continue to monitor yourself. It will be worth it.

The simple act of listening to a grieving family member brings much comfort. One last thing you can do is make sure to give them your list of local resources that are specifically geared to listening to grieving individuals such as local therapists offering grief counseling, grief support groups, or grief message boards on the internet.

Are you looking for others with whom you can relate? Visit the Beyond Indigo forums to connect with others who are on their grief journeys.

 
© 2010 Kelasan, Inc.

By |July 22nd, 2010|Categories: Bereavement, Death, Grief, Grief and Loss, Grief Counseling, Grief Support|Tags: , , , , |Comments Off on Grief and Bereavement Help After a Death

A Special Video Tribute With Custom Funeral Music

Memorial Technology

Sharing a Personal Story

The Powerful Combination of a DVD Video Tribute

and Custom Funeral Music

Talking About Losing a Loved One is NEVER Easy:

My name is Chris Hill, and many of you know I am the Founder of FuneralResources.com.

First of all, I must admit that is not easy for me to publicly talk about the fact that I lost my mother a few years ago, or to say how much I love her and miss her.

And quite frankly, it is even hard to admit that looking back, I wish I could have done things diffrerently.

Live Every Day Like There’s No Tomorrow:

The truth is I wish I was with her more.  I wish I could have told her how much she meant to me.  I wish I had told her how special and amazing she really was.  I wish I told her how much I appreciated everything she did for me.  I wish she knew how lucky I was that she was my mother and friend.  Most of all, I wish I would have been there with her…and shared more time with her…particularly in her final stages.  But as much as it haunts me, I can’t turn back the clock.

Truthfully, I will always believe she needed to hear these things from me, and I will always regret the fact that I never had the chance to tell her how much she meant to me, and how much I loved her.

However, knowing how special she was, how selfless she was, and how unconditional her love was for her family and friends, I truly believe she knows.  I also believe that she forgives me for not being there as much as I think I should have, and for not letting her know the things I wished I had told her.

See the Powerful Combination of New Funeral Technology and Custom Crafted Funeral Music:

Today I feel very blessed to share with you this great opportunity I was recently given.  I was able to create a special memorial video tribute for my mother, which is comprised of three all-important pieces:

1.  Creating a personalized DVD Video Tribute for my mother

2.  Choosing the best photos of my mother thoughout her life.  The ones that help me see her as I remember her, and also help me remember all of the great times and memories we shared together.

3.  Creating personalized funeral music which was specially written, produced, and sung by a very special and talented singer and songwriter, Anna Huckabee.  Anna creates custom crafted funeral music which is solely created to tell an individual’s story of their special and unique life.  You can hear Anna’s song she created exclusively for me and my mother in this video.

Learn About the New Funeral Technology Options Available:

I feel so lucky to have the opportunity to have this professionally crafted and personalized video tribute as a memorial, since someone like her truly deserves nothing but the best.  This video says so much, and helps me tell the story and message.  I hope she hears every day and knows and believes it in her heart.

Best of all, creating this video helped me in coping with loss, but also provided me with something truly special that I can always remember her as that amazing and beautiful person you can see.

It is never easy to talk about someone you love who has passed, but I share this with you because I truly hope anyone who has lost a loved also considers taking advantage of this great opportunity!

Also, there are many other great new memorial technology tools that you should learn more about that, like me, might help you make these difficult times a little easier.

Christopher P. Hill, Founder
FuneralResources.com

Dating After the Death of a Spouse

 

Grief and Loss

Romance Do’s and Don’ts Following Loss

There are definitely some things to keep in mind when being in a new relationship with someone who has lost their spouse and some Do’s and Don’ts to consider.

The Don’ts

Coping with Loss

No Place for Jealousy: Countless people have written in to Beyond Indigo with frustration dripping from their emails. They want to know when their boyfriend/girlfriend is going to “get over” their past relationship. We have heard people say they feel there is a third person in their relationship; the third person being the deceased. Resist the urge to be jealous if you want your new relationship to continue. Instead, listening to the stories about the other’s loss helps him/her to grieve and heal. Remember your new boyfriend/girlfriend chose to date you even though they are grieving.

Stop Talking: One of the most common errors (at least in western society) is that people stop talking about a person once he/she has died. Do not act like your boyfriend’s/girlfriend’s past mate never existed. It will hurt your relationship instead of making it stronger.

The Do’s

Keep Communicating: Talk, talk and keep talking. Talk about everything. Do not assume that your boyfriend/girlfriend is mad at you, or hates you, or doesn’t want to be with you anymore because he or she is sad. Most likely, the emotions that he or she is feeling have nothing to do with you and everything to do with grief and loss. The more you talk about daily issues the easier it will be talk when the heavy emotional content emerges. A key to strong relationship is fluid communication.

I Love You! Express the positive feelings you have towards your new love. Time is short and you do not want to waste it stewing over feelings. Take the time to say I love you in many ways.

Eating, Sleeping & Drinking Water: Help your new love by watching if he/she is eating three healthy meals a day. (Potato chips and chocolate do not count!) Another key thing is sleep. If your new partner is having difficulty sleeping or has troubled dreams beyond six months after the loss, suggest that he or she should see a doctor. Getting rest helps the grieving process. Finally, keep an eye on your boyfriend/girlfriend to make sure that he or she is drinking plenty of water. Alcohol and caffeine dehydrate the body instead of giving it the nourishment it needs. Grieving is hard work and it takes a lot of energy.

Are you looking for others with whom you can relate? Visit the Beyond Indigo forums to connect with others who are on their grief journeys.

 
© 2010 Kelasan, Inc.

By |July 2nd, 2010|Categories: coping with loss, Death, Grief and Loss|Tags: , , , |Comments Off on Dating After the Death of a Spouse

Facts About Green Burials Versus Traditional Funeral Burials

 Green Funeral

The Key Differences Between

Traditional and Green Burials

Commonly known as green burials, eco-friendly burials, natural burials, or woodland burials, there are distinct differences between a traditional burial and a green burial.

The first major difference is that most traditional funeral costs average approximately $10,000, while green burials are approximately $2500.

Green burials do not employ the use of embalming fluids, pesticides, herbicides, or irrigation.

Bamboo, wicker, cardboard or wooden caskets are used instead of metal caskets.

Concrete burial vaults are not used for a green burial.

The graves are usually hand-dug and are shallower than with those used in traditional burials.

Graves are marked with more natural landmarks that blend in with the area such as plants, rocks, trees or flowers.  Elaborate and prominent headstones or grave markers are not used in a green burial.

Click to Learn More About a Green Funeral

 

By |June 22nd, 2010|Categories: Blog, burial, burial vaults, caskets, Death, Funeral, Funeral Costs, Green Burial, green burials, green cemeteries, Green Funeral, green funerals|Tags: , , , , , , , , , |Comments Off on Facts About Green Burials Versus Traditional Funeral Burials

Green Burial Markers

 Green Burial and Funeral

Choose Green with a

Green Burial Marker

Consider a greener burial marker for your green funeral.  Instead of large, elaborate grave markers, green burials feature unobtrusive, natural markers. These often involve trees, funeral flowers, and rocks found on or around the gravesite. While some families opt for a small flat stone identifying the burial location, more common in a green cemetery are the use of GPS coordinates.  Though this modern global positioning method, the family of the deceased can find the exact burial plot for their loved one by mapping out the individual global position given to them by the cemetery manager.

Learn More About a Green Funeral
Learn More About Green Burials
Learn More About New Gravestone Technology

 

Green Funeral and Green Burial Options

Green Funeral

A Green Funeral Can Help Save the Environment

Opponents to the traditional funeral homes view them as being more wasteful than green funeral providers citing the use of toxic chemicals such as formaldehyde in embalming fluid as unnecessary and damaging to the environment. To plan a funeral traditionally, this consumes enormous amounts of materials such as steel, concrete, copper, and bronze.  The figures are in the tens of thousands of tons annually.  During a burial, these elements remain in the ground indefinitely, polluting the earth.

Each year, cemeteries across the US bury approximately:

– 30 million board feet (70,000 m³) of hardwoods (caskets)

– 90,272 tons of steel (caskets)

– 14,000 tons of steel (vaults)

– 2,700 tons of copper and bronze (caskets)

– 1,636,000 tons of reinforced concrete (vaults)

– 827,060 US gallons (3,130 m³) of embalming fluid

*(Compiled from statistics by Casket and Funeral Association of America, Cremation Association of North America, Doric Inc., The Rainforest Action Network, and Mary Woodsen, Pre-Posthumous Society)

Learn More About Green Burials
Learn More About a Green Funeral

 

A Green Funeral is a Growing Trend in the Death Care Industry

 Green Funeral

New Death Care Industry Trend Green Funerals

Today a green funeral is a new trend that is emerging in the death care industry.  Green funerals, or environmentally-friendly burials, do without the use of artificial preservation methods and materials that may be harmful to the environment. By using minimalist caskets and grave markers, and natural habitats, this types of burial cost is a fraction of their traditional counterparts.  Green burials promote harmony with nature and protect mother earth.

Learn More About Green Burials
Learn More About a Green Funeral

 

By |June 22nd, 2010|Categories: burial, caskets, Death, Funeral, Funeral Planning, Green Burial, green burials, green cemetery, Green Funeral, green funerals|Tags: , , , , , , , , |Comments Off on A Green Funeral is a Growing Trend in the Death Care Industry

Coping With Grief and Loss

Grief and Loss

When Coping With Grief and Loss,

Consider Grief Counseling, Support, and Books

Grief is a human way to deal with the feelings of love that we believe have ended.  Another way of defining grief is the normal and natural reaction to significant emotional loss of any kind.

There is no one way to grieve.  As we all are individual, we all grieve different and often turn towards grief support groups.  Also, our society at large does not have a general way to honor grief. Since we are a society that is always struggling with time management and high demands, taking time to grieve or knowing how to grieve is not part of our system. However, religion often fills this gap in our society.

Each religion has rituals to follow for grief and how to grieve a loss. These rituals can provide us with a way to get through the initial shock of grief, but as many people know who have been through a loss, that when the rituals of religion end there is still grief and the adjustment of loss with which to deal.

There are many different opinions about grief such as “time heals all wounds“, and many believe you can actually break this emotional experience into five stages of grief.   It is important to keep in mind that depending on the individual and their personal situation, many of these opinions or “myths” about grief, or even recommendations from some of the top grief books, can actually slow down or prevent some people from moving beyond their pain.

Where Should You Seek Grief Support?

When it comes to the most of the important things in our lives, seeking group or professional help can usually provide some of the best possible information, support, and direction. The two most common types of professional help families seek to help cope with grief and loss are Grief Counseling and Life Coaching.

How Can Grief Counseling Help?

Grief Counseling

Funeral Directors wear numerous hats, and are expected to accomplish many important things in a short period of time, while facing many funeral planning challenges. Families are grieving and have important decisions to make under much duress. They may often expect a degree of emotional support that some Funeral Directors may not have the time or skills to be able to provide.

Through grief counseling and working with a Life Coach, these added levels of emotional support and expertise can very often help families bridge and offer the help that most families are searching for.

Five Powerful Ways a Life Coach Can Help Families:

1.  Offer the support needed to get through this sorrowful time.
2.  Help families develop a short term, “what’s next”, plan for their lives.
3.  Help families establish new or revised long term life goals pertaining to work, school, relationships, hobbies and general wellness.
4.  Provide families with hope, motivation and direction to take control of their lives in the new role that they inherited as a result of their loss.
5.  Some families can turn to and listen, since many times what is most needed most in a time of sorrow and confusion is just simply listening.

Grief Counseling is one of the fastest growing trends in self improvement, wellness and life in general. By offering this level of grief support and Life Coaching services; you are keeping your business relevant, and fulfilling your potential to better serve your families.

Coaching is not therapy or counseling. A therapist would be recommended if your client is particularly overwhelmed and unable to cope with their grief.  Another popular and healing option is to consider using grief message boards, which is where people who are have experienced similar losses gather together online to talk in real-time via the Internet.

What is a Grief Recovery Outreach Program?

If you have experienced one or more losses, and you wish to move beyond the pain, this type of program offers step by step actions that will help you overcome your grief. It is the only program of its kind and has helped thousands of people worldwide recover from their heartbreak.

In summary, there are many ways to work through things like grief, loss, or even a crisis. There is help available to those who are grieving a loss, and we strongly suggest you consider seeking professional help in addition to some of the other excellent options mentioned above.

 
Christopher P. Hill, Founder
FuneralResources.com

Funeral and Memorial Technology News

 Funeral and Memorial Technology

A Few Words Before I Go

The original Rosetta Stone helped translate the pictorial language of the ancient Egyptians, providing definitions of the imagery and bringing to life a long-gone culture. Now one company is offering personal versions of the stones to tell stories about an individual long after we’re gone.

Objecs LLC’s RosettaStone is an oblong — think full-sized iPod – piece of granite or travertine stone inscribed with pictorial images that stand for different aspects of an individual’s life. Seemlessly incorporated into tombstones and monuments, the stones invite cemetery visitors to plug into a website – or in some cases simply wave your phone in front of the stone – and see the meaning of each symbol.

Walk around a cemetery today and gravestones doesn’t tell you anything. Date of birth. Date of death. They’re cold and impersonal,” said Chris Hill, a financial advisor in northern Virginia and also Founder of FuneralResources.com, who personally owns two RosettaStones. “This will tell my story for thousands of years.”

Purchasers can choose up to six tablet symbols, reminiscent of hieroglyphics, from more than 300 options, including a striped pole for a barber, a caliper for an engineer, and a man behind bars for ne’er-do-wells who want to be remembered as such.

When selecting the symbols for his stone, Hill thought of his wife and two children, his passions for music and writing, his belief that life doesn’t end with death.

For his six symbols, he chose an “I” for general information, a U.S. map, stick figures representing a family, a music note, a hand holding a pen, and a telescope looking into space.

It’s just as important to document your life as it is to remember it”, Hill said.

John Bottorff, founder of Objecs LLC, said the tablet symbols spur interest and conversation.

When I see someone using a symbol I can relate to, I can’t help but be curious as to their life experience around it. We are seeing mini-meaning of life stuff here from common people, not a Dalai Lama,” Bottorff said. “I will never look at a barber pole symbol the same – I’m still awestruck at how a barber has learned the deepest values of life from his profession.  Not all of the messages are positive, but I think they are all gifts to future generations from today’s cooks, barbers, lawyers, fishermen and all kinds of people and professions.”

But it’s the memorial technology element that makes the RosettaStone special, Bottorff said. If the cell phone is NFC-enabled — something still rare in North America but common overseas – simply touching the phone to the tablet allows direct access to the story behind each symbol. The internal microchip uses the phone’s own magnetic field to work and transfer the data, then returns to a dormant state.

For a regular cell phone with Internet access, users can type in the web information on the tablet and have the same information appear. Each symbol can be accompanied by about 200 words of text.

So how is this better than including a memorial website’s address on a tombstone? The answer is permanence, Bottorff said.

Compare us to them and we look a bit primitive, he said. “The traditional memorial website is a much richer multimedia experience, but  not necessarily pursuing the long-term data survival  model we are. If you’re interested in a long genealogical surviving record, ours is a pretty good approach.”

RosettaStone boasts that the tablets’ information will remain accessible for the next 3,000 years. Even if the company folds, the tablets’ associated information will remain. In part, that’s because information is both hard-coded to the stones’ internal microchip and archived externally on the web. (Of course, without a time machine, it’s impossible to verify the 3,000-year claim, but the concept seems to sell nonetheless.)

Introduced a little over a month ago, Objecs has sold fewer than 100 of the products, which cost about $200. Among the buyers, Bottorff said, are a well-known American musician and a BBC Television personality.

Although Objecs initially offer for the product was a way to honor the dead, the living have quickly wanted it for themselves too. (In fact, the living are the product’s primarily buyers thus far.) On its website, Objecs notes that RosettaStones are also intended for “mature adults who have reached a stage in life with identifiable milestones and associations. Such milestones may include a profession, discipline, paternal capacity, love of music or skill….”

When people started buying it for themselves, it was an awakening that it was something people wanted to hold onto as a family heirloom, so we adjusted our message,” Bottorff said.

Hill has been updating and frequently rewriting the text he wants to accompany his RosettaStone entries frequently.

“If a truck hits me tomorrow, I’ve got some words that will last forever and that’s real,” he said. “It’s hard to write at first. You’re thinking, ‘Wow. These are my last words.’”

 

Remembering Fathers

Grief and Loss

For Those Who Have Lost Their Father

Finding ways to remember the happy times and keeping a father’s memory alive, even long after he has passed, can be challenging but rewarding.  This is especially true for younger generations. Telling funny stories or sharing memories about Grandpa or Great Granddad will help future generations to feel connected to their roots and get a true sense of the importance of family.

Given the advent of the Internet and new technology, we strongly suggest you learn more about today’s new memorial technology tools to help remember a loved one.  These new tools can also assist with the grief and loss process.

On special days such as birthdays and Father’s Day, we hope those who have lost their father may find comfort in this beautiful poem from our Preferred Provider, Grief Haven.

 

Coping with Fathers Death

Coping with Loss

How to Cope with the Loss of a Father

My three boys, who are four, six and ten, lost their father last year.  Since he has passed away, we have been working our way through the holidays.  How do I help them cope with Fathers Day?

A child can celebrate Father’s Day even though they have lost their father. When a person dies it does not mean all the love they have given to people just disappears. A father leaves a lasting imprint on the children he leaves behind. Helping the children remember this love will be important to them as they grow older. One of the most common things people in western society tend to do is act like a person never lived once they have died. Remembering Father’s Day will help keep a fathers memory stay alive.

Here are some things to help kids who are coping with grief and loss to celebrate Father’s Day, even after he has passed away:

Share a Memory: Since the age of the boys are spread out from four years old to 10 years old the way they communicate will differ. However they all can share their story of their father. The other boy can write down a memory from his father that made him feel loved. The six and four year can drawn a picture of a time they shared with their father that made them feel happy and loved. These pictures can be shared with their father and family on Father’s Day.

Make a Card: The boys can all make a card for their father. The card can be filled with how they are feeling with the loss of their mom. Once the cards are completed they can be put out at her graveside or sent up in a balloon if he was cremated.

Plant a Flower: Planting funeral flowers in memory can help the boys watch their love grow. Help them pick out a flower that means something to them and plant it in a cup. When the weather warms up they can plant their flowers outside and talk about the memories of their father. In the fall they can dry the flower(s) and hang them up in their room as a lasting memory through the winter.

Create a Memory Book: Adults in the boys’ life can help them start a memory book. The book would last until they are adults. Every year on Father’s Day the boys can add something to their book about their previous year. These events they would add would be the ones they felt they would want to share with their dad if he were here. For example a good report card, awards from sports, and other achievements that they were proud about.

The important thing to remember is to keep talking to the children about their father. Tell them stories about her that you remember. Ask other adults to share their stories as well. Maybe have the adults write the stories down and add it to the memory book if one is created. Then when the boys are older or they are missing their dad they can always go read the book.

Are you looking for others with whom you can relate? Visit the Beyond Indigo forums to connect with others who are on their grief journeys.

© 2010 Kelasan, Inc.

How to Create an Solid End of Life Plan

End of Life Planning

Your Family-Focused Gift of Love

Like so many families, when we suffered the loss of my mother last year we faced the difficult decision of what to do next. Because we were never willing to accept this as a possible outcome, nor did we think about planning in advance for this incomprehensible loss, we had no idea where to begin or who we could turn to.

Most people tend to overlook one of the greatest gifts you will give your family, which is properly preparing them for the inevitable. At best, you might have started your estate planning process by creating and choosing a Last Will or Living Trust.

However, the harsh reality is that approximately over 70% of Americans have no form of estate plan. So by having a will or Trust, you have clearly taken a step in the right direction toward preplanning your future financial wishes. The problem is, this form of planning fails to accomplish the most important task, which is addressing your family’s immediate concerns.

The person, or in most cases people, responsible for taking care of your final arrangements are usually forced to make extremely important decisions, as well as major financial purchases, within a small time frame…usually within approximately 48 hours after your death. Of course, you cannot expect to fully alleviate the emotional and financial stresses of your loved ones during such a difficult time, but you can help them tremendously by having a plan that outlines your funeral wishes.

Most financial professionals are realizing that an integral part of a sound financial and estate plan is taking care of your funeral services ahead of time.  To preplan a funeral gives you the ability to choose your method of disposition, the exact type of services you want, and allows your family to focus more on things such as grieving and recovery. In addition, preplanning is also a good thing for you because it allows you to make extremely important decisions through a calm and clear thought process. Emotionally, it is much more likely that you will create a more rational and logical end of life plan.

When preplanning your funeral, here are several general guidelines to begin your preplanning process:
* Visit various funeral homes and interview multiple funeral directors
* Choose a funeral home and director where you think your family would be most comfortable
* Consider bringing family members with you during this selection process
* Be aware and informed of bereavement entitlements such as veterans, unions, fraternities, etc.
* Consider religious and moral convictions, and discuss them with your family
* Determine your method of disposition (burial, cemetery, entombment, cremation, etc.)
* Plan your ceremony considering things like casket viewing, religious aspects, who should be included, etc.
* Itemize your costs
* The Federal Trade Commission offers a free funeral planning guide titled “Caskets and Burial Vaults” (202-326-2222) which has made it easier for consumers to comparison shop.
* The FTC Funeral Rule requires funeral directors to give pricing information over the phone, as well as provide you with a readily available General Price List if you visit them in person. This FTC Funeral Rule also allows you to purchase caskets, which are the single largest funeral expense, from outside vendors without the threat of a carrying charge.

What About Paying For Funeral Expenses In Advance?

Although planning your funeral arrangements in advance may help alleviate many of the details, prepaying (also known as prearranging or a Pre Need Plan) for your funeral services is a way of taking care of the actual expenses.

Prepaying your funeral or cremation is one of the fastest growing, and most appreciated and accepted aspects of funeral planning. Similar to preplanning your funeral, paying your funeral expenses in advance is also becoming widely accepted by many financial professionals as a solid piece of a sound financial and estate plan.

When prepaying your funeral plan, the most common and widely used strategies are savings and life insurance, mainly because they tend to be deemed the most reliable and readily available. However, there are several other strategies to consider when prepaying your funeral costs or expenses:

Savings

Although many people choose to set aside savings to pay for funeral expenses, there are several reasons this does not always end up working out as originally planned. First, the savings can be depleted based on unexpected financial circumstances, such as health or financial issues. Second, these funds are not always readily available and liquid upon death due to the challenges and restrictions often found in estate planning. Third, the funds set aside can often be insufficient due to inflation and the rising cost of funeral expenses. Finally, it should be noted that savings are included in a part of one’s estate, and, thus, the taxable consequences can often come into play.

Life Insurance

Term Life Insurance is widely considered to be a flexible, simple, and affordable way to pay for your final funeral expenses. Although Term Life Insurance has a set term, or set number of years, it also has multiple uses in prepaying for your funeral. Because upon your death it becomes a liquid asset that is usually not part of your estate, it can be used for many things such as funeral, burial, cremation, liquidity, and many other things, including debts or obligations.

In addition, there are some types of life insurance that allow the funds contributed to these policies (either in lump sum, monthly, quarterly, semi-annually, or annually) to grow and accumulate as a cash value that can be accessed if necessary. Therefore, these policies can not only be used for funeral expenses, but also for other financial planning options that may arise such as financial emergencies, college, etc.

Funeral Insurance

Funeral insurance is an insurance policy which is specifically designed to cover any costs or expenses which are directly related to your funeral. If you purchase one of these policies, one of the options you have is to determine exactly which funeral costs or expenses are to be covered, such as flowers, burial plot, grave marker, and much more.

Another option you have is for the policy to be paid out in a single lump-sum, which can be used to cover your pre-determined costs or expenses, or simply help your loved ones financially as they plan for you. There are many insurance companies that offer funeral insurance packages, and certain funeral homes or funeral companies also offer policies.

Pre-Need Trust Agreements

Another alternative to prepaying your funeral is to consider a Pre-Need Trust Agreement to pay for your costs or expenses. Generally speaking, these Trust accounts are typically funded with monthly payments that are invested in a fund which is designed to grow over time. Although a Trust account is designed to provide the potential for protection against inflation, it is not guaranteed to do so.

Take the First Step Today

In summary, although nobody likes to think or talk about dying, it is one of the facts of life we all must eventually face. If you are trying to build a successful financial plan, the only way you can be sure your plan works smoothly and efficiently is to be proactive about your planning process. This is particularly true and necessary when creating a proper plan of succession, which I firmly believe should include an end-of-life plan.

Christopher P. Hill, Founder

Death, Grief and Loss

Coping with Grief

The Simplicity of Blessings

Death can make us aware of the importance of life. When a person is a funeral director, he or she is surrounded by death. Many believe that blessings can arise out of grief and loss. As a society, we most often focus on the negative aspects of death. At FuneralResources.com, we choose to focus on the positive aspects of death. Here are some things I have learned that might help you and your families:

Everyday Life: Grief often brings into focus our daily life that we assume will “always” be the same. What we might take for granted now can come into full bloom when contrasted with death. Our families, our loved ones and our health start taking on far more importance and they are treasured far more. Material concerns have a chance during a loss to take a second seat. We get back to basics and realize what we have is good. What a blessing.

Hidden Angels: People can be a blessing. As we walk through the five stages of grief, people come into our lives to help ease our pain. A member of Beyond Indigo wrote:

“One of the things I remember most about my horrible summer in hell were three people I met who were walking angels. Each of them, in their own way, made that summer bearable and is remembered now, after it has passed, as huge blessings. I’m actually glad I met them even though I met them only because of the situation, which was causing such grief.”

Look On The Bright Side: Things could be worse. As trite as it sounds, it is true. Life can always be worse. Looking at what occurred as a positive can bring new thoughts to the surface.

Another Beyond Indigo member wrote to us about her pregnancy. She was 21 weeks pregnant when her doctors told her that the baby would not survive the cyst that had become part of its little body.  She wrote, “Obviously, the RIGHT ending would have been for me to have a good, wonderful pregnancy that ended with a healthy baby. Wasn’t going to happen.  Options like having a kid with horrible life-affecting illnesses and handicaps, or having a stillbirth, or worst – not knowing and having to make a choice.  I ended up knowing what I had to do. I was able to end the pregnancy without wondering if I was making the right choice. That was a huge blessing.”

Opportunities: Death is permanent. Once a death occurs, it is hard to say,” I am sorry”, or, “I love you”. It reminds us that we have the opportunity to tell others that we love them or that we are sorry or how important they are in our lives. Take this blessing of time to let others in your life know how important they are to you. Do it now, and don’t wait.

Search: Search out others that have recently lost a loved one or acquaintance. Share your story, you thoughts, your feelings and your concerns and insights with them. Sharing, or volunteering to help someone else feel better will help you both.

Celebrate: Celebrate any occasion, any holiday or special event with a friend and share all the joys of the person lost. Remember well, and then go ahead and enjoy the day, the hour and the moment. NOW is what we all have.

© 2010 Kelasan, Inc.

Bereavement and Grief

Grief and Loss

Inside the Grief Space

People who are coping with grief and loss are definitely operating out of a different place then people who are not grieving. I call this the “Grief Space”. Within this space different thoughts and feelings are occurring to the grieving person than occur to those that are not grieving. If you could see this ‘space’, and experiencing the five stages of grief, it would look like a bubble that surrounds the person. If you could look into this bubble you would find:

Limited Awareness of physical events: Grieving people who are coping with loss tend not to be too aware of their physical surroundings nor do they care as much about doing so. If the house stays dirty or they forget to eat it doesn’t cross their own internal radar. People can lose awareness of national events, local happenings and family news. It just blurs together. I have even heard of people breaking bones and not being aware of the pain from the break.

Acute Awareness of Emotions: People who are grieving are in acute emotional pain. This pain, most likely, is the worse, intense emotional pain they have ever felt. They know that they are in pain and don’t know what to do with it. Grieving people are highly aware of how other people react to their (the grieving person’s) grief. They know when people are not comfortable with the concept of death and the emotional loss that follows it. They know when others are uncomfortable with intense emotions that are being displayed.

Blurring the Hands of Time: Time is a subjective concept for people who are grieving. On one hand, every minute is a painful reminder that their loved one is no longer with them. The days can drag and their mind is full of the grief and loss that they have just suffered. On the other hand people lose track of time when it comes to non-emotional aspects of their life (eating, drinking water, working out, paying bills, mowing the lawn, etc.).

How to connect with families while they are grieving

Remember that you are seeing people when their bereavement and grief are the most intense. People at this point in their grief journey are not functioning well or at all. Here are some thoughts for you to keep in mind while speaking to families during this time.

1. Be aware of your concept of death: Remember that families can tell when you are not comfortable with the thought of loss. They will be expecting pleasant platitudes because what else do people say? Your families will know when you truly are not afraid of deep emotions, yet are able to guide them through the practical aspects of taking care of business. Word will spread that you understand and care.

2. Listening to your family: When listening to the grieving person tell his or her story, allow silent spaces in the conversation. Silence is helpful but sometimes hard for the listener. It is acceptable to rephrase what you heard from those grieving. This will let the family members know you are listening to them and they will feel understood.

3. Keep checking in with your families: After the funeral, your part in helping them through their loss is completed, but for the family their grief journey has just begun. After a funeral, most people stop talking about the loss and act like it hasn’t happened. By avoiding the loss, people don’t have to deal with the hard emotional issues that surround it. Grieving people want to talk about their loss. This is their grief space. Their loss fills this space. Call the families once in a while or send a note in the mail. This is a marvelous way to provide aftercare, and maintain a relationship with your families.

A memorial website is another great way to keep in touch with families.  These new memorial technology tools do not require great time commitments from your staff. With the proper software, your website becomes the 24×7 employee who keeps in touch with your families.

© 2010 Kelasan, Inc.

Terminal Illness and End of Life Support

 Death and Dying

Terminal Illness Planning…

One Year to Live

When you are dying it is hard to come to terms with the end of your life much less help others to cope with their grief and loss of losing you soon.  The concept of death in our western culture is avoided by most people because they do not know how to talk about it.  Terminally ill planning is rarely discussed and often misunderstood.  But always remember you are not alone in this!

Before you sit down to discuss your condition with your family and friends take the time to create a handout. This handout would include why you are sick, how you found out about your condition, the nature of your illness and information on where to learn more about your disease.  When people first hear the news they will be in shock and only remember one or two pieces of information.  With hard printed information your family and friends can take a moment to digest the news and then when they want they can revert back to the information you gave them.  This will cut down on the number of questions they might ask you and the difficulty you might have to talk about your demise and the cause.

Before you approach your family and friends think to yourself, “How do I feel about my situation?” Make sure you can verbalize how you feel clearly. It will be important to convey to your loved ones how you feel when you do talk to them. They will want to know, “Is he/she okay”? “Does he/she hurt?”Will he/she be sick or just weak?” etc.

Some options to tell your loved ones

In a Letter: If you are the type of person who expresses yourself better in writing than verbally you might want to consider a letter. It could include how you feel, your concerns about how your family would feel, how you would like them to treat you or help you in the coming months. You could also include the information sheet discussed above. Write it in a manner that gives the impression you are sitting down with them for a nice, intimate chat.

Over a Family Dinner/Conference: Invite your family over and make your favorite meal. If you don’t have enough energy to make a meal ask each person to bring one part of the meal. Tell them you invited them over because you have some important news to share. You could pass around a letter if you wrote one and your information sheet. Start off with what they mean to you and how hard a time it is for you right now and that you need their support. Once you start the conversation the rest will happen.

With A Therapist/Pastor/Minister/Rabbi: Sometimes having a third person in the room helps. The third person can help monitor people’s reactions, keep everyone calm and be the voice of reason when questions are being asked. This third person can start off the conversation and explain why everyone is being gathered. This means that you will have already had the opportunity to discuss your feelings, condition, and fears with someone. It acts as a type of dress rehearsal for the meeting with your loved one(s).

When you do meet with your friends and family you might want to stress to them that the time you have left on this earth is short but that you are still living. You have not died yet. This time would be a good opportunity to settle old differences, to clear the air of hurts and anger, and to have conversations about how much people have meant to you. Don’t forgot to talk about finances, your final ceremony and what you would like to happen with your possessions, and your memories (photos and etc.). You might even want to designate someone to go with you to discuss your end of life arrangements at your local funeral home or cremation society.

© 2010 Kelasan, Inc.

Talking About Death and Dying

 Grief and Loss

How to Talk to a Friend Who is Dying

Conversations to have with a dying friend: 1. Ask your friend what she believes will happen when she dies. This is can be a hard subject to broach since we have not been socialized to talk about death. In fact, we have been trained that this topic should be avoided whenever possible. Just take the first step and ask, “What do you think happens when you die?” Feel free to start the conversation with your own beliefs on death and dying. Let it be known you are open to discussing life and death issues but, remember, people do not like to be pushed. 2. Share books with each other on the subject. Start a small book club that reads about death and dying issues. There are many excellent grief books today on this subject which range from spiritual beliefs to after death communications. Talk about what you have read and share your personal views on the subject. 3. Celebrate the lives you have lived. Talk about life as you and your friend have lived it. What have been the greatest experiences? What have been the hardest ones? Share the joys and the loves that have come into your lives. Assess your current blessings.

4. Discuss options about care for terminally ill planning. People who are dying have said some of the best days of their lives had been the ones leading up to their deaths because they really felt alive. With this in mind it is particularly important to choose what type of medical care you want if you become sick or debilitated. As a friend, you can be the sounding board for your friend. If there is illness talk about the disease openly and discuss the various options. Will a certain treatment improve the quality of life? Many treatments make a person sicker then the actual illness. 5. Laugh together but be serious and honest as well. Death does not have to be the serious, fear-based subject that we think it is. Laughter is good for the soul as well as to soothe one’s grief and loss. Remember to laugh at the things you and your friends fear. Talk about seeing each other on the ‘other side’ and perhaps saving you a seat in a garden or on the beach or at a favorite sports event. Above all, remember to love and cherish your friend. If you can approach from a place of grace your friend will feel your kindness and open heart. When you are sure of yourself and not fearful your friends will feel calmer and be in a better place to explore this issue with you.

© 2010 Kelasan, Inc.