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What to Do After a Death

What Should You Do After the Death of a Love One?

125 Tasks After a Death Has Occurred

What to Do After a Death
125 Tasks After a Death of a Loved One

A. Secure Vital Statistics

  1. Full legal name, address, telephone number, and email address
  2. Religious name (if any)
  3. Date of birth
  4. Place of birth
  5. Marital status
  6. Name of spouse (if married)
  7. Spouse’s maiden name (if wife)
  8. Educational attainment
  9. Citizenship
  10. Father’s full legal name
  11. Father’s birthplace
  12. Mother’s name and maiden name
  13. Mother’s birthplace
  14. Full names, phone numbers, and addresses of all children, grandchildren, and/or great-grandchildren
  15. Acquire Social security number
  16. Obtain Veteran’s serial/service number
  17. Determine date and place of military service
  18. Date of military discharge
  19. Research how long at current residence and former residence(s)
  20. Occupation, job title, nature of work, and employment history
  21. Workplace name, address, phone number, and email address
  22. Ensure family origin

B. Pay Some or All of the Following

  1. Estate/Inheritance taxes
  2. Funeral and burial costs
  3. Purchase a family cemetery burial plot, estate, mausoleum, crypt, cremation niche, or other
  4. Permanent resting place
  5. Monument and marker engraving details
  6. Funeral Director
  7. Clergy
  8. Organist and vocalist
  9. Funeral Flowers
  10. Obituary
  11. Clothing preferences
  12. Long distance telephone service
  13. Food
  14. Transportation and removal costs
  15. Doctors
  16. Nurses
  17. Medical practitioners
  18. Ambulance
  19. Hospital or nursing home
  20. List of all medications and drugs
  21. Current and urgent bills (mortgage/rent, taxes, car payments, debts, utilities, etc.)

C. Collect Documents and Paperwork

  1. Last Will (check to see if any final wishes were specified)
  2. Prepare legal papers, death certificates, state permits
  3. Birth certificates and/or any legal forms of proof of age
  4. Citizenship papers
  5. Social Security card or number
  6. Marriage license
  7. Veteran’s discharge certificate
  8. Submit all insurance policies (life, funeral/burial, health, long-term care, etc.) and also necessary government forms
  9. Disability claims
  10. Bank books and listing of all accounts
  11. Records of other financial documents (outside of bank)
  12. Property deeds
  13. Cemetery deed or proof of ownership
  14. Auto titles or bill of sale
  15. Income tax returns, receipts, and cancelled checks

D. Decide and Arrange Within a Few Hours

  1. Make cemetery arrangements
  2. Secure interment space and location of burial disposition
  3. Arrange for opening and closing of the grave/mausoleum/crypt/estate/niche space
  4. Secure endowment care
  5. Arrange graveside committal service
  6. Secure use of cemetery chapel for committal prayers
  7. Decide on embalming and other preparations of the deceased
  8. Choose restorative art
  9. Funeral Home preference
  10. Location of funeral service
  11. Service type (religious, fraternal, military, etc.)
  12. Time and place of visitation and funeral service
  13. Arrange any special religious services
  14. Choose person and provide information for funeral eulogy
  15. Select from casket (open or closed?)
  16. Select outer burial container and/or burial vaults
  17. Select cremation urn and niche space (if cremation)
  18. Provide vital statistics of deceased for the newspaper obituary
  19. Choose clothing for the deceased
  20. Choose jewelry and glasses for the deceased
  21. Select cosmetology and hairdressing for deceased
  22. Selection of Scripture, readings, poems, etc.
  23. Choose preferred clergy to officiate
  24. Marking of grave (either temporary or permanent)
  25. Select memorial market/monument setting and inscription
  26. Select charitable contributions in memory of the deceased
  27. Register book, memorial/prayer cards
  28. Select pallbearers
  29. Floral arrangements and transportation (before and after)
  30. Select funeral music
  31. Organist, pianist, vocalist
  32. Arrange for funeral coach
  33. Arrange for limousine for family and pallbearers
  34. Arrange funeral car list for family and guests
  35. Clothing for you and children
  36. Decide who will look after children and/or pets
  37. House cleaning
  38. Extra chairs
  39. Transportation for family and guests
  40. Review and sign all paperwork (burial permits, etc.)
  41. Answer innumerable phone calls, emails, letters, and visitors
  42. Meet with Funeral Director, Cemetery Director, clergy, lawyer, CPA, financial advisor, insurance agent, etc.
  43. Arrange transportation and lodging for out-of-town guests
  44. Acknowledge and thank those who help in a special way (flowers, food, donations, etc.)
  45. Decide how many certified copies of death certificates to order
  46. Food for family and out-of-town relatives and guests
  47. Items for memento display and/or memorial board
  48. Decide on memorial video tribute production, pictures, music
  49. Arrange for writing thank you notes

E. Plan to Notify ASAP

  1. All family members
  2. All relatives
  3. All friends
  4. Minister and church
  5. Funeral Director
  6. Pallbearers
  7. Cemetery
  8. Doctor
  9. Employer of deceased
  10. Employers of relatives not going to work
  11. Organist, musicians, and vocalists
  12. Newspapers regarding obituary notices
  13. Social Security Administration
  14. Veterans Administration
  15. Insurance Agents and Financial Advisors
  16. Religious, fraternal, civic organizations and unions
  17. Attorney, accountant, financial planner, and executor of estate
  18. Credit card companies, mortgages, utility bills, etc.

Need more information or help?
Please contact us at info@funeralresources.com

Protect Your Family Against Grave Robbers

Grave Robbers

Protect Your Family Against Grave Robbers

It’s no surprise that identity thieves are running rampant, however it’s a shocking fact that these scammers are using the personal information and vital statistics of more than 2,000 deceased people every day. An ID Analytics study recently revealed that the misuse of social security numbers belonging to the deceased occurs more than 1.5 million times every year. Are the identities of your deceased loved ones protected from these identity thieves?

Protect Identity Today

In the same way people provide protection for their families using funeral insurance to cover funeral costs and burial expenses and replace lost income after a death, many people today are also taking additional steps to ensure their loved ones left behind aren’t abused by scam artists.

Be proactive to protect your family. Take the proper steps to provide protection against identity theft while you are alive. Enroll in a service like LifeLock.com to monitor credit reports and inquiries, applications for utility and wireless service, and many other aspects of personal information to reduce the risk of exposure. Monitor your online bank activities, guard your social security number and private information, and keep your digital devices protected with reliable security software to deter fraudsters from gathering your personal data and vital statistics.

Make Final Preparations

Coping with the loss of a loved one is emotionally and physically challenging for most people, and on top of the grief, it often takes weeks, or even months, to notify creditors and vendors after someone dies. Unfortunately, scammers and identity thieves get started immediately after they see perform an obituary search or read a newspaper report that announces a death.

Assign a friend or relative to take charge of reporting your death immediately. Or consider hiring a funeral estate planning attorney to handle all notifications. Recommendations from AARP.com include contacting the Social Security Administration (1-800-772-1213), sending death certificates to the three major credit reporting agencies—Experian, Equifax and TransUnion—and asking financial institutions and creditors to mark accounts closed due to death. The IRS should also be notified as soon as possible to prevent fraudsters from filing for a tax refund with the deceased person’s information or claiming the deceased as a dependent on future returns.

Block the Channels

The best time to consider identity theft is before it happens. Make sure you create a love drawer with a list of everyone—businesses, government agencies and individuals who have access now, or might have acquired your information in the past. Include medical providers, lawyers, the IRS, the Social Security Administration, banks, creditors and even your landscape and pest control contractors.

Prepare a simple form letter that informs recipients of your death in advance. Assign someone to mail these letters, preferably by certified mail, immediately after your death. Ask your designated helper to cancel your voter registration card, drivers license and online social media accounts (learn more about digital estate planning).

Work With the Credit Bureaus

The credit reporting agency Experian advises that credit bureaus periodically update records with information received from the Social Security Administration to flag files when people pass away. It could take up to six months for the information to be transferred so, having someone designated to report the death is preferable to waiting for agency notification. To protect against fraud, survivors should request credit reports every few months after a loved one passes to be sure no one is trying to assume the deceased identity.

 

Talking About Death and Funeral Planning

Death and Funeral Planning

Why are Funeral Planning and Death

Considered Taboo Conversations?

There are few things in life that are certain, but one thing that can be relied upon is that we will all die. Although death is an absolute certainty for every single one of us, society at large still seems to find it difficult to discuss funeral planning, death and dying. Death has always been something of a taboo subject, but even in these relatively enlightened times it is still a topic that causes some to react with disgust, fear or denial.

As a result, to plan a funeral for yourself or a loved one can be tricky at best. It is important that everyone gets the kind of funeral plan that respects their beliefs and wishes.  However, if these are not discussed in advance, it is difficult for those left behind to know how the best ways to handle these difficult decisions after a person has died.

Fear of Death and Dying

It’s understandable that, as a species intent on survival, we are reticent about discussing our inevitable demise. Fear of death can encompass a number of things including concerns about grief and loss, worry about pain or suffering, fear of the unknown, and bereavement.  There is also the sense that in death, things that an individual values such as family, friends and loved ones will be lost.

Many people have superstitious beliefs concerning death and dying that can hinder their willingness to talk about their end of life plans and preferences – and what should happen after they’re gone. The belief that talking about death is somehow “tempting fate” or will hasten death is common and will cause problems with making clear plans for what should happen after death.

Some deaths are more predictable than others, and those people who are diagnosed with a medical condition with a prognosis of shortened life may be in a better position for terminally ill planning since they have “some” idea of how much life they have left. Still, even those people for whom death is imminent may not wish to talk about it.

Death and Money – The Perfect Storm of Taboos

If there is one topic that draws an equal amount of discomfort for open discussion, it is an individual’s personal financial affairs. In working through a funeral planning checklist, the subjects of money and death are brought together in a clash of two of the strongest taboo subjects for discussion in polite conversation.

According to AARP, today’s average funeral costs can run upwards of $10,000.  Clearly this is no small consideration when facing things like funeral estate planning and finding the money to pay for the essentials after a death. In addition to adding the stress of finding this money to the worry about doing the right thing, you also have the drawbacks of not discussing how to plan your funeral with loved ones when the opportunity has always been available.  So these drawbacks significantly outweigh the discomfort of talking about things that are often left unsaid.

An Open Conversation About Death

Although it is hard for some people to talk about dying, it is an extremely important conversation to have. Without an understanding of what a person’s wishes are for their end of life funeral arrangements, families can be left in a difficult position of trying to second guess what their loved one would have wanted after their death. Don’t leave it too late to have the conversation.

If you preplan a funeral, it gives you the opportunity to talk about preferences, funeral costs, and the way in which you want to be remembered.  This includes even the little details such what you want to say in your obituary, what kind of memorial service you would like, what to put on your monuments or head stone, or even new memorial technology for gravestones.

Getting your funeral plan, preferences, and finances in place early means that both the dying person and the family left behind have the peace of mind to knowing that the right thing was done, and the funeral plan and money are available to ensure the deceased’s wishes are fulfilled.

Conclusion

Death and dying is one of the final taboos for discussion in our society. However, making sure that everyone is clear about what they want in death and their wishes for their funeral can bring peace of mind to all concerned.

Article contributed by Memorials of Distinction

4 FREE Guides to End of Life Planning

Four Key Guides to End of Life Planning

Our Personal Gift to You and Your Loved Ones…

4 FREE Guides to Creating a Smart End of Life Plan

(Note: You can download, print, or save each guide below at NO COST)

Please Watch This Brief Video About Creating Your End of Life Plan:

1.  Completing Your Family Record Guide:

• Benefits of keeping all of your financial affairs in one place

• A complete list of key matters to have readily available

• Who can access and how often to update this information

2. Guide to Knowing Your 3 Best Options to Pre-Pay Funeral Expenses:

Pre Need Plan – How this plan works, who it fits, pros and cons

Final Expense Plan – How this plan works, who it fits, pros and cons

• Cemetery Pre-Purchase Kit – Burial Versus Funeral Pre-Planning

3. Guide to Choosing a Will Versus a Trust:

• The importance of creating an estate plan and how to start

• Easy-to-understand difference between a Last Will versus Living Trust

• Helpful ways to determine which is one is best for you

4. Guide to Creating a Love Drawer:

• Benefits of keeping all of your financial affairs in one place

• A complete list of key end of life matters to have readily available

• Who can access and how often to update this information

See Exactly Why a “Love Drawer” is So Valuable For EVERY Family: